Need Physical Cash in Bali Without an ATM? Here's How You Can Do It—With Help From Bali Cashless!

If you’re in Bali and find yourself needing physical cash but want to avoid the hassle or risk of using an ATM or you are not in possession of your physical card, there’s a simple alternative.

Since our service is focused on cashless transactions—meaning you pay us online via card, and we transfer payments to merchants on your behalf—you might be wondering if this limits your access to physical cash. The good news? It doesn’t.

Here’s a safe and straightforward way to obtain cash in Bali with help from Bali Cashless:

Before You Go: Learn More About Our Service
Please visit our homepage to learn how we charge you, what payment gateway we use, and other important service details. We believe in transparency, so everything you need to know is clearly laid out there.

Step 1: Ask a Staff Member at Your Hotel or Villa
Start by asking a staff member when their shift ends. Only proceed if they still have a few hours left—you don’t want to interrupt someone who’s about to go home.

Also, this step helps minimize the risk of the staff going rogue. If it doesn’t cause too much inconvenience, we strongly recommend that you go with them on their motorbike when they go to withdraw the cash. This helps ensure everything is transparent and safe.

Step 2: Make a Clear and Respectful Request
If they’re available, politely ask if they’re willing to help you with a cash withdrawal. Tell them you’ll transfer the amount to their bank account, and ask if they can use their ATM card to withdraw it for you.

👉 Be sure to explain that the transfer will be made from BCA Bank, a major Indonesian bank. Let them know it’s a local transfer with no delays—they’ll receive the money instantly.

Step 3: Offer a Tip as a Thank You
A small gesture of appreciation goes a long way. Upfront, before they answer yes or no, quickly offer a tip of IDR 50,000 (around USD 3) to IDR 100,000 (around USD 6). You can also mention that you’ll leave a positive review and name them on Google Maps, Booking.com, TripAdvisor, or Airbnb—it’s a win-win.

Step 4: Message Bali Cashless
If the staff agrees, send us a message on WhatsApp with their bank account details and the amount you need. We’ll then guide you through the simple steps to pay us using your card. We’ll handle the local transfer to the staff, the staff withdraw the cash for you, so everything runs smoothly.

And just like that, you’ve got cash in hand—conveniently and securely, without needing to hunt down an ATM. All handled smoothly with the help of Bali Cashless.

Important Reminder
If possible, ask the property owner, manager, or someone from reception first. While we handle the transfer part, we are not responsible for how individuals you approach may behave. Use your best judgment and stay safe.